Home Equity Loan

Unlock the value of your home with a home equity loan. Use your property as collateral to secure funds for major expenses, renovations, or debt consolidation, with flexible repayment options.

Our Home Equity Loan

Use the equity in your home to do the things you really want to do. Consolidate loans, pay tuition fees, improve your home or any other legitimate purpose it can all be done with a Home Equity Loan from the JTA Co-op Credit Union.

Home equity rates: 8.5% 1st lien and 10.5% 2nd lien

Home equity rates: 8.5% 1st lien and 10.5% 2nd lien

Home Equity Loan Checklist

At least 10% of the loan amount in your shares
A valuation report (See list of JTA Credit Union
approved valuators)
Your last two payslips
Proof of the intended purpose
Letter of consent signed by a JP (if the title being used is borrowed from someone else)

about section 01

Get Pre-approved Now!

Discover how our services can help you achieve your goals. Get started today and take the first step toward something amazing.

icons

Secured & Confidential

Your information is protected with industry-standard security measures.

icons

Member-Focused Service

We're here to support your financial journey every step of the way.

icons

Trusted by Educators

Proudly serving the teaching community for generations.