savings   savings
This account qualifies you as a member of the Credit Union and makes you eligible for a loan. Dividends are paid to this account on an annual basis.   Apart from receiving an attractive interest rate, this account can be used as security for loans and allows you the flexibility of withdrawals.
 
     
savings   savings
This account allows members to earn attractive interest rates over a 30-90 day period. Members can start with a minimum of $10,000.00 and can also use their special deposit as security for loans.   To participate in the Christmas Club Savings, members of a school/institution must form a group and appoint a bursar/banker, who collects from them on a monthly basis and makes payments to the Credit Union. The money collected is paid out at Christmas time along with interest.
 
     
savings   savings
(Saving for Education Tomorrow)
SET is a youth savings programme for children age six to eighteen. The programme seeks to help students develop the discipline of saving, which can benefit their future endeavors.

The Credit Union offers an attractive interest rate to youth savers. Interest is paid annually to this account and special incentives are awarded to top youth savers and their schools.

   The Retired Teachers Savings Plan is an investment facility, which provides retired teachers with interest rates above our special deposit rate and monthly interest payments. 
  
This plan requires a minimum deposit of 
$100,000.00. (to be revised)
 
     
savings   savings
JTA Credit Union members can now access their funds 24 hours a day by using the Access Plus Card. Access Plus holders can withdraw money from their Easy Access Account at the JTA Credit Union ATM Machine located in the Portmore Mall. Other ATM machines displaying the MULTILINK logo can be used.

Additional Services provided include:
1. ATM Deposits
2. Balance Enquiry
3. Easi Loan Facility
4. Point of Sale Service

  

This is a life insurance and savings plan designed to assist you achieve a particular goal, such as a home, a motor car, or saving towards retirement.

Members agree to save a fixed sum monthly over a specific period, with a guaranteed return on savings. At the end of the period, members will harvest the savings plus interest, thus enabling them to realize their dream.
 
     
savings  

Through Cuna Mutual, we provide insurance for all members on their shares and loans.

The coverage for loans is up to a maximum of $1.2 million. The coverage for savings is up to a maximum of $400,000.00. For savings, the funds must be in the Credit Union before the member reaches age 70.

If you die within the specified ranges on the following table, then your beneficiary will get the indicated percentage on your shares.

1. 18-54  100%
2. 55-59  75%
3. 60-64  50%
4 65-69  25%
5 70  0%
 

The Family Indemnity Plan provides insurance coverage for loved ones. It involves the payment of a cash amount for funeral expenses for a member and/or eligible family members. Up to a maximum of 6 persons can be on the plan.

There are four coverage plans, from which the member may choose. Costs and benefits vary according to the plan chosen as follows:

Plan A $80,000 per person
Plan B $120,000 per person
Plan C $150,000 per person 
Plan D $250,000 per person