Jamaica Teachers' Association Co-op Credit Union Limited

This account qualifies you as a member of the Credit Union and makes you eligible for a loan. Dividends are paid to this account on an annual basis.

Apart from receiving an attractive interest rate, this account can be used as security for loans and allows you the flexibility of withdrawals.

This account allows members to earn attractive interest rates over a 30-90 day period. Members can start with a minimum of $10,000.00 and can also use their special deposit as security for loans.

To participate in the Christmas Club Savings, members of a school/institution must form a group and appoint a bursar/banker, who collects from them on a monthly basis and makes payments to the Credit Union. The money collected is paid out at Christmas time along with interest.

JTA Credit Union members can now access their funds 24 hours a day by using the Access Plus Card. Access Plus holders can withdraw money from their Easy Access Account at the JTA Credit Union ATM Machine located in the Portmore Mall. Other ATM machines displaying the MULTILINK logo can be used.

Additional Services provided include:
1. ATM Deposits
2. Balance Enquiry
3. Easi Loan Facility
4. Point of Sale Service

The Retired Teachers Savings Plan is an investment facility, which provides retired teachers with interest rates above our special deposit rate and monthly interest payments.

This plan requires a minimum deposit of
$100,000.00. (to be revised)

Through Cuna Mutual, we provide insurance for all members on their shares and loans.

The coverage for loans is up to a maximum of $1.2 million. The coverage for savings is up to a maximum of $400,000.00. For savings, the funds must be in the Credit Union before the member reaches age 70.

If you die within the specified ranges on the following table, then your beneficiary will get the indicated percentage on your shares.

1.	18-54	100%
2.	55-59	75%
3.	60-64	50%
4	65-69	25%
5	70	0%

This is a life insurance and savings plan designed to assist you achieve a particular goal, such as a home, a motor car, or saving towards retirement.

Members agree to save a fixed sum monthly over a specific period, with a guaranteed return on savings. At the end of the period, members will harvest the savings plus interest, thus enabling them to realize their dream.

(Conditions Apply)