Jamaica Teachers' Association Co-op Credit Union Limited


Our members can now access up to 5 million dollars to purchase a brand new vehicle or any vehicle not older than 4 years. Other benefits include: • Interest rate as low as 14.00% (conditions apply) • 24 hour loan decision • Insurance premium financing available • Free protection insurance on loans • Up to 84 months to repay (new vehicles) • 100% financing for brand new vehicles		Members can purchase vehicles up to 8 years old with our regular motor vehicle loan package. Motor vehicles can also serve as collateral for other loans. Please call a representative at the JTA Co-op Credit Union for details.



• Members can access up to $450,000 to fund tertiary education for themselves or dependents. • No commitment or processing fees • Up to 48 months to repay		We offer up to $150,000 to our members to assist with back to school purchases with up to 18 months to repay. Other features of this loan include: • No commitment or processing fees



Need money for your vacation? Our Vak Pak Loan gives members access to up to $100,000 towards their vacation. Other features include: • 18 months to repay • No commitment or processing fee • 2 guarantors required		• Members can access up to $100,000 • Up to 18 months to repay



A maximum of $ 4million is accessible to our members for the purpose of purchasing a new home on the open market. Members may also access this loan for home improvement, home construction or for purchasing land.		Members can access up to $100,000 in unsecured credit through their Easi Access debit card. This is a safe and convenient way to access your loan and it works just like a Credit Card, used anywhere that has the multilink sign.



This loan is an interim loan which members can access for emergencies such as medical and funeral expenses. The loan will be granted based on identified funds (impending FIP payments) or the ability to obtain another loan. Additional features are as follows: • Interest rate: 25% • Maximum loan amount: $200,000.00 • Maximum loan term: 6 months		The Income Maximizer Loan Package allows members to consolidate two (2) or more loans into one and pay less each month. Members will be able to consolidate their Education, Back to School, Vacation, Computer and Easi loans without putting up any security. The interest rate is 25% and the maximum loan amount is $300,000 for the unsecured component. If the member wishes to use security, the maximum loan amount will be determined by the value of the security used.



If you are currently servicing a large secured loan and need additional funds you can apply for the Credit Union Sure Finance loan and use your Golden Harvest (if unencumbered) or Fixed Deposit account as security. You can access up to $500,000 with a repayment term of up to 60 months.		Planning a wedding, need cash for medical expenses, need to pay down on a car…. Get up to $300,000 with the JTA Credit Union Personal Loan for these or any other legitimate purpose.



Members with between 3months and 2 years of membership can apply for the Credit Union Starter Loan and get up to $100,000 purchasing appliances.


(Conditions Apply)