All you have to do is save!! The Golden Harvest Savings Plan is the perfect tool for
building wealth. This plan allows you to consistently save while earning a guaranteed
rate of return. Here’s how it works:
You decide on a savings goal, for instance, you may want to save $ 1million dollars in
the next five years
Our investment adviser will work out how much you would need to save each month to
reach this goal.
The benefits of this plan include:
• A premium interest rate that is fixed throughout the life of the plan
• You start getting premium rates the moment you start saving, you interest does not
want until your savings climb. It starts high and ends high!
• Free Life Savings Protection Insurance
• Up to 90% of funds saved in your Golden Harvest account at any time can be used
as security for a loan
• Receive unlimited account statements free of cost
• You pay no management fees
Members can invest as little as $10,000 for a period of 30 days, 90 days or beyond.
Competitive rates of interest are paid on a tiered basis. The benefits of this account
Attractive interest rates
Fund invested can be used as security for loans
If you have a lump sum of $25,000 or more, you can make a deposit on the JTA Credit Union Teachers’ Optimizer Plus (T.O.P.). To enjoy tax free benefits, you must allow your investment to remain on the account for at least 5 years. Within this time, you can access up to 75% of your accumulated interest earnings. You may have more than one account. However, the total amount allowed to one member on this investment plan is $1,000,000.00.
The Retired Teachers’ Savings plan is an investment facility, which provides retired
teachers with premium rates which are above our special deposit rates. This plan can be
started with a minimum deposit of $ 100,000.00.